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Single Credit Report

KHAIL J MILLS

Source: TransUnion

August 1, 2004

Available until Aug 31, 2004

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Consumer Information

Name: KHAIL J MILLS

Date of Birth: 1967

Address Information:
	Street Address:	Date Reported:	Last Updated:
Current:	2626 HAZARD ST HOUSTON, TX 77098	06/30/2004

Previous:	9702 BEVLYN DR HOUSTON, TX 77025	02/29/2004

	1218 MARSHALL HOUSTON, TX 77006

Employers:
	Employer Name:	Street Address:	Date Reported:
Current:	REDWOOD GRILL

Previous:	TIRADE SECURITIES

Consumer Statement

None reported

Summary Information

The Summary Information section provides a brief review of your credit report. The table organizes your accounts by category and displays a summary of your payment history. This section also describes the total number of accounts on your credit report (both open and closed) as well as information about any public records and inquiries. Tell me more.

Account Distribution				Account Status
Account Type	Count	Balance($)	Payment($)	Current	Delinquent	Derogatory	Unknown
Real Estate	0	0	0	0	0	0	0
Revolving	5	1117	32	3	0	1	1
Installment	4	26521	221	2	0	2	0
Other	0	0	0	0	0	0	0
Collection	3	7658	0	0	0	3	0

Total	12	35296	253	5	0	6	1

Open Accounts: 7	Closed Accounts: 5	Public Records: 0
Inquiries: 2 within 30 days, 3 within 90 days, and 4 within 6 months

Account History Information

The Account History section provides a detailed description of each of your accounts, including important dates, balances, limits, and payment history. Accounts are organized by type: Real Estate, Installment, Revolving, Collection, and Other. Presented also is a graph of your payment history. Tell me more.

Real Estate Accounts: Primary and secondary mortgages on your home.
Installment Accounts: Accounts comprised of fixed terms with regular payments (Example: car loan).
Revolving Accounts: Accounts with an open-end term (Example: credit card account).
Collection Accounts: Accounts that have been sold or transferred to a collection organization.
Other Accounts: Accounts in which the exact category is unknown.

Key:


Not Open	Unknown	Current Paid	30 Days Late	60 Days Late	90 Days Late	120 Days Late	150+ Days Late	Payment Plan	Repossession Foreclosure	Coll Chargeoff

Real Estate Accounts

None reported

Revolving Accounts

DELL FIN

Account No.: 7945011900848****

Type: Charge Account

Payment: $32

Date Opened: 05/27/2003

Balance: $1062

Terms:

Date Reported: 06/30/2004

High Balance: $1341

Limit: $1500

Past Due: $0

Condition: Open

Responsibility: Individual

Status: Current

Remarks:

Two Year Payment History:

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan
2003

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan
2004

Feb

Mar

Apr

May

Seven Year Payment History:

30 Days Late: 0

60 Days Late: 0

90 Days Late: 0


EXNMBLE/MBGA
Account No.: 3540133****	Type:	Payment:
Date Opened: 09/01/1994	Balance:	Terms:
Date Reported: 08/01/1995	High Balance: $140	Limit: $0
Past Due:	Condition: Closed	Responsibility: Individual
Status: Unknown
Remarks: Credit card lost or stolen
Two Year Payment History:
None Reported
Seven Year Payment History:
30 Days Late:	60 Days Late:	90 Days Late:


GNB/PALAIS R
Account No.: 9057****	Type:	Payment:
Date Opened: 08/01/1993	Balance: $0	Terms:
Date Reported: 06/01/1995	High Balance: $181	Limit: $400
Past Due: $0	Condition: Open	Responsibility: Individual
Status: Current
Remarks:
Two Year Payment History:
None Reported
Seven Year Payment History:
30 Days Late:	60 Days Late:	90 Days Late:


BANKAMERICA
Account No.: 43560830****	Type: Credit Card	Payment:
Date Opened: 10/01/1990	Balance: $0	Terms:
Date Reported: 09/01/2002	High Balance: $4186	Limit: $4400
Past Due: $0	Condition: Closed (Paid)	Responsibility: Individual
Status: Collection/Chargeoff
Remarks: Charged off as bad debt Purchased by another lender
Two Year Payment History:
None Reported
Seven Year Payment History:
30 Days Late:	60 Days Late:	90 Days Late:

NEIMAN MARCU

Account No.: 0889040544711****

Type: Charge Account

Payment:

Date Opened: 08/01/1989

Balance: $55

Terms:

Date Reported: 07/01/2004

High Balance: $53

Limit: $100

Past Due: $0

Condition: Open

Responsibility: Individual

Status: Current

Remarks:

Two Year Payment History:

Jul

Aug

Sep

Oct

Nov

Dec

Jan
2003

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan
2004

Feb

Mar

Apr

May

Jun

Seven Year Payment History:

30 Days Late: 0

60 Days Late: 0

90 Days Late: 0

Installment Accounts


AM STD ASST
Account No.: 4216**	Type: Student	Payment:
Date Opened: 04/01/2001	Balance: $14752	Terms:
Date Reported: 07/01/2003	High Balance: $11186	Limit:
Past Due: $14752	Condition: Derogatory	Responsibility: Individual
Status: Collection/Chargeoff
Remarks: Collection Account Placed for collection
Two Year Payment History:
None Reported
Seven Year Payment History:
30 Days Late:	60 Days Late:	90 Days Late:


AM STD ASST
Account No.: 4215**	Type: Student	Payment:
Date Opened: 04/01/2001	Balance: $11769	Terms:
Date Reported: 07/01/2003	High Balance: $8923	Limit:
Past Due: $11769	Condition: Derogatory	Responsibility: Individual
Status: Collection/Chargeoff
Remarks: Collection Account Placed for collection
Two Year Payment History:
None Reported
Seven Year Payment History:
30 Days Late:	60 Days Late:	90 Days Late:

1ST FIDELITY

Account No.: 456490****

Type: Student

Payment: $221

Date Opened: 09/01/1998

Balance:

Terms: 120 months

Date Reported: 01/01/2000

High Balance: $19154

Limit:

Past Due: $0

Condition: Open

Responsibility: Individual

Status: Current

Remarks:

Two Year Payment History:

Jan
1998

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan
1999

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Seven Year Payment History:

30 Days Late: 0

60 Days Late: 0

90 Days Late: 0

BANKAMERICA

Account No.: 99000101377****

Type: Automobile

Payment: $352

Date Opened: 09/01/1994

Balance: $0

Terms: 060 months

Date Reported: 11/01/1999

High Balance: $16962

Limit:

Past Due: $0

Condition: Closed

Responsibility: Individual

Status: Current

Remarks:

Two Year Payment History:

Nov

Dec

Jan
1998

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan
1999

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Seven Year Payment History:

30 Days Late: 0

60 Days Late: 0

90 Days Late: 0

Other Accounts

None reported

Collection Accounts


ASSET ACCEPT
Original Creditor: TEXACO		Responsibility: Individual
Account No.: 1316****	Type: Collection	Original Balance: $765
Date Opened: 07/21/2003	Date Reported: 06/19/2004	Balance: $812
Condition: Derogatory
Remarks: Placed for collection


PARK DANSAN
Original Creditor: MCI COMMUNICATIONS 4		Responsibility: Individual
Account No.: 10246****	Type: Collection	Original Balance: $145
Date Opened: 04/01/2003	Date Reported: 05/01/2003	Balance: $145
Condition: Derogatory
Remarks: Placed for collection


CAVALRY PORT
Original Creditor: 08 BANK OF AMERICA		Responsibility: Individual
Account No.: 1138***	Type: Collection	Original Balance: $4186
Date Opened: 09/27/2002	Date Reported: 05/17/2004	Balance: $6701
Condition: Derogatory
Remarks: Placed for collection

Public Record Information

The Public Record Information section provides publicly available information about legal matters affecting your credit, such as bankruptcies, judgements in civil actions, and state or federal tax liens. Tell me more..

None reported

Inquiry Information

The Inquiry Information section provides a list of companies that have requested your credit report, and when the inquiry was made. Tell me more.


Creditor Name		Date of Inquiry
CHASE USA		07/31/2004
STERLING INC		07/27/2004
PROVIDIAN		06/29/2004
CAVALRY PRTF		02/25/2004
ASSET LLC		10/23/2003
CBC MTG		11/13/2002

Creditor Information

The Creditor Information section provides the names, addresses, and phone numbers (when available) of all creditors that appear on your credit report. The list not only includes the companies that have extended credit to you, but also companies that have made an inquiry into your credit history. Tell me more.


Creditor Name	Address	Phone Number
1ST FIDLTIY SVGS & LN	501 BLEECKER ST UTICA , NY 13501
375CITYMORTGAGECO/CBCMTG	170 E TOWER ST COLOMBUS , OH 43215	(614) 222 - 4319
AMERICAN STUDENT ASSISTA	330 STUART STREET BOSTON , MA 02116	(617) 426 - 9434
ASSET ACCEPTANCE LLC	7027 MILLER ROAD WARREN , MI 48092
ASSET ACCEPTANCE LLC	PO BOX 2036 WARREN , MI 48090	(800) 893 - 6788
BANK OF AMERICA	POB 831400 NAR DALLAS , TX 75283	(800) 247 - 6262
BANK OF AMERICA	POB 1597 NORFOLK , VA 23501
CAVALRY PORTFOLIO SERVIC	PO BOX 27288 TEMPE , AZ 85282	(800) 501 - 0909
CAVALRY PORTFOLIO SVCS	4050 E COTTON CENT 2, PHOENIX , AZ 85040	(602) 667 - 0679
CHASE MANHATTAN BANK	4915 INDEPENDENCE TAMPA , FL 33634
DELL FINANCIAL SERVICES	ONE DELL WAY ROUND ROCK , TX 78682	(512) 728 - 5155
EXXON MOBILE/MBGA	7840 ROSWELL RD 500 ATLANTA , GA 30358
NEIMAN-MARCUS	1201 ELM ST 2800 RENAISSANCE DALLAS , TX 75270	(800) 753 - 0407
PALAIS ROYAL	1020 WILLOWCREEK JACKSONVILLE , TX 75766	(800) 367 - 9284
PARK DANSAN	N P O BOX 248 113 3RD AVE GASTONIA , NC 28053	(800) 766 - 1851
PROVIDIAN FINANCIAL CORP	P O BOX 9007 PLEASANTON , CA 94566
STERLING INC	375 GHENT AVE AKRON , OH 44333

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